Learn How to Budget
Take the free financial challenge and learn how to buget your money!
Here at Keyblast.com, we have designed a 9 Step Free Financial course that teaches you how to budget, how to save money, and debt reduction strategies. We have designed this course to be simple to use and should be completed in 30 days. We call it the […]
How to Budget and Net Worth
The goal of this lesson is to teach you how to budget your money and determine your net worth. Understanding your current budget and net worth will give you a starting point to develop a personal financial plan for your future. To determine your financial situation (financial health), you will need to calculate your current […]
Determine Your Net Worth
(This is a continuation of the lesson: How to Budget and Net Worth).
Now that we have discussed what net worth is and how it is calculated; we want you to determine your current net worth.
In order to accomplish your personal wealth dreams, you need to assess where you currently are. Then we will develop a […]
How to Budget
(This is a continuation of the lesson: How to Budget and Net Worth)
Learning how to budget can increase your savings, investments, and Net Worth.
Throughout all of our lessons we will be discussing ways to increase your personal net worth. However, one of the most basic and most important ways is to save more money each month. […]
Improve Credit Score
In the previous lesson you learned how to budget and how to calculate your personal net worth. In this lesson, we will discuss how to improve your credit score.
In this lesson, we will cover what your credit score is, how to get your credit score (for free), and we will briefly discuss how you can improve your credit […]
Improve Your Credit Score
(This is a continuation of the lesson: Improve Credit Score).
Now that you have a copy or your free credit report, you can assess where you are. Your credit score can range anywhere from below 500 to above 800. Where are you in relation to the rest of the US? The average credit score in the […]
How to Save Money
If you have completed the previous lessons (how to budget, and how to improve your credit), you now have a budget that you developed using our budget spreadsheet. You also have a snapshot of your current Net Worth. Finally you have a copy of your credit report. These three items give you an overall picture of […]
How to Save More Money
Determine How Much You Can Save
(This is a continuation of the article: How to Save Money). The first step in developing a plan is to determine how much money you can save or invest each month. This amount was calculated in a previous lesson: How to budget. Look at the budget spreadsheet that you completed. […]
Ways to Save Money
(This is a continuation of: How to Save Money).
Monitoring Spending - The Cash Method (estimated savings - $20)
One way to monitor your spending is to use only cash. Determine how much cash you need during the week for groceries, gas, etc, and then put away your debit and credit cards. Carry a notepad around with […]
Debt Reduction
This lesson is all about debt reduction. In the lesson How to Budget, we learned about how debt affects your net worth. Remember:
Net Worth = Assets – Liabilities
Liabilities are your debts. These debts reduce your net worth; especially “bad debt”. Good debt is used to purchase assets that increase in value, while bad debt is […]